Many of us may not have access to group health insurance. Small businesses don’t always offer it, for a variety of reasons.
Do you want to set up a group health insurance plan, but have been avoiding it because of the cost? You may have found that it is very expensive. In a regular group plan, the owner of the company must pay 50% or more of the premium for ALL of their employees. For many small companies, this was a very expensive cost that they may not have been able to handle.
Another scenario for health insurance, is that each year the premium goes up and up, and each year you are paying more and more to keep it.
Things may be about to change with health care plans…
This new option allows companies to just set up an HRA account through their payroll
and budget a certain amount of dollars to each employee, so that they can go out and buy their own health insurance. This will also be pre-tax dollars.
You can even designate different dollar amounts to certain employees, based on years of employment, or job title.
Example:
- The Senior manager may receive $500 a month.
- Management may receive $400 a month.
- Entry level employees may receive $250 a month.
This would save the company money AND allow each employee to have control over what benefits they want to pay for. It’s a Win-Win!
If you are ready to get started with a new health insurance plan, your next step is to call me. I will gladly meet with everyone to figure out which Health Insurance plan will meet each individual employee’s needs. All the employer has to do is talk to their payroll department and set up the HRA account. It is really that easy.
I can come to your location, meet with anyone that is interested in getting health insurance plan, and they can pick the kind of health insurance plan that they want.
Interested in Obamacare? Let’s see if you can qualify for a subsidy. If your income qualifies, you may still receive that subsidy because you don’t have access to a group health plan. In other words: you may can get both!
Call me if you want to find our more about health care insurance plans, HRA accounts or Obamacare. Call the Insurance Nana® at 770-527-5598 https://insurancenana.com/