United Healthcare will not offer any health plans on Georgia’s insurance exchange in 2017.
United Healthcare is the only company so far that has informed Georgia’s insurance department that it won’t be participating in the exchange next year. This company is one of nine offering plans in Georgia’s exchange this year. Under the Affordable Care Act (ACA), all states have exchanges — most of which are federally run — that help consumers find and buy health coverage. May 11 is the federal deadline for insurers to inform the government of their exchange plans for 2017.
The ACA allows customers to buy coverage outside the standard time frame if they lose a job, get divorced or have a child, among other reasons. The law established an enrollment window, officially known as an open enrollment period, to prevent people from simply waiting until they became sick before they bought insurance. But insurers believe it has become too easy for customers to sign up past the proper deadline.
Georgians may also lose other insurance exchange options if the pending mergers of Aetna and Humana, and Anthem (BCBS) and Cigna, are approved by regulators.
If you have any questions on how this will affect your Health Insurance for 2016 and beyond, please feel free to contact me at
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