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Changes in Life can lead to a Healthier Lifestyle

Amy Kelley, The Insurance Nana, shares her story below for how she got started in insurance and why she considers her job to be so rewarding.

“I love my job as an insurance agent. I love helping people find the insurance coverage they need for their family, and for less. Helping people navigate the complicated world of health insurance is a passion of mine. I had to learn first-hand, how to understand the complicated world of insurance, at the young age of 21.

Having grown up in Miami, young people thought it was a good idea to use baby oil instead of sunscreen. This was a bad idea, and it led to skin cancer. It was a difficult time in my life that made me worry about my future. I also had to learn how to get my medical bills covered with my limited policy. After experiencing a cancer diagnosis, I did my best to avoid getting skin cancer, again. I changed my lifestyle and adopted better habits.

My life took another sharp turn (years later) when I found out that I got custody of my grandson. At the age of 47, I took a young child into my home, full time. Raising my grandson would be a full-time job. It was now essential that I maintain my health, stay active, and get a good insurance policy, for the sake of my family. Many life-changing experiences brought me to this point in life, which forced me to make a big change in my lifestyle. I am now happy and healthy, and I want to share that with others.

My hobbies and passions in life also led me to pursue ballroom dancing (see the picture and video, below). I recently entered my first competition in ballroom dancing and won 1st place in the best of the best, and 9 dance challenges!  My competitive nature led me to pursue that hobby and compete.

In summary, I love the challenge of competition just as much as finding the right solutions to a family’s insurance problems. For me, whether it be ballroom dancing or insurance, I always look to find the right solution to fill a need. This passion pushes me to keep looking for ways to save money on health insurance, and to be the best insurance agent. Having navigated the ever-changing world of health insurance for myself, my grandson, and for hundreds of clients, makes me qualified to help you and your family with health insurance or life insurance!”

If you find yourself getting frustrated with limited health insurance options, or if you need assistance in understanding the complicated world of health insurance, it’s as easy as picking up the phone and calling Amy Kelley, The Insurance Nana!

Here’s the video: https://www.youtube.com/watch?v=96D3BqCiWnM

 

 

 

Here Are Your Options for Keeping your Health Insurance after Job Loss or Divorce

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What happens when life doesn’t go your way, and a problem arises, cutting off access to your health insurance? Situations like divorce or job loss can impact loss of health care coverage. It happens more often that than you think. But you have options! Here’s what you can do to keep health care coverage….

If you lose health care insurance, but it is not the open enrollment time period, you still have options to get insurance. You can get coverage under a qualifying event. Under a qualifying event, you have 60 days to make a change for health care coverage.

Here are things that make a qualifying event that would allow you to take advantage of a health insurance plan, without it being open enrollment:

  1. If you get Marriage, Divorced or Separated
  2. If you have recently had a Job loss
  3. If you have had a baby, adopted, or added foster children.
  4. A move into a new residence, or change of zip code.
  5. A birthday that causes you to “age out” of your parents policy (over 26 years old)

If you want to try to get coverage outside of open enrollment, you need to meet the requirements listed above.

Listed below are here are a few things that will NOT be considered as a Qualifying Event…

  1. If you lose coverage because you stopped paying for your policy, this does not count as a qualifying event.
  2. If you get divorced or separated, and your policy remains unchanged, or if legal documents state that it doesn’t affect your health insurance.
  3. If you move on a temporary basis, just to get medical treatment, or to try to qualify.
  4. If you sign up for COBRA to keep your employers insurance, but it ended for non-payment.

If you need health care coverage, call Amy Kelley, the Insurance Nana to help you. Understanding health insurance plans can be tricky, but the Insurance Nana can help you! Amy Kelley can help find you an affordable health insurance policy, or help you find a temporary policy. There are so many options in health insurance, and the Insurance Nana can help you find them. Call her today!  770-527-5598. https://insurancenana.com/

You Have More Options in the Wellstar and Anthem (Blue Cross Blue Shield) Break-Up

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As a small business owner, you are often on the receiving end of bad news.

Supply costs increase and you have to pay it.

A service is eliminated and you scramble to replace it.

Insurance companies wake up with a new idea – and you just have to swallow it.

You started your business to have more control, but now it seems you have less.

Is this life?

This is exactly what thousands of area residents with independent health insurance have been asking themselves. Ever since the contract between Wellstar Healthcare Network and Anthem expired earlier this year these residents are wondering what to do next. In this article, we will talk about the options you have if the Wellstar/Anthem break up has affected you or someone you know!

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